Insurance Products We Support
By partnering with best-in-class carriers in the insurance industry, Homeland HealthCare, Inc. administers health and wellness packages, including supplemental health, short-term medical and other insurance plans that make health care affordable for individuals, families and groups. Plans are flexible, with different benefit options to meet every need and budget.
Patient Protection and Affordable Care Act (PPACA) Compliant Plans
In order to be compliant with health care reform laws, PPACA plans must provide minimum essential coverage (MEC). Individual Major Medical insured plans that meet MEC requirements must also comply with all of the standards outlined in PPACA. The scope and limitations of these plans will vary by state. With a plan that meets the MEC, the consumer will not be subject to the tax penalty.
Fixed Indemnity Health Insurance Plans
These affordable plans address the needs of individuals and families, some of who may not qualify for or cannot afford major medical coverage. Although not comprehensive major medical insurance, these plans can provide peace of mind for those who need to see their doctor, require prescription benefits, as well as substantial hospital and accident benefits for those unexpected life events. The benefits of these plans will not satisfy the Individual Mandate as defined by PPACA.
Short-Term Medical Insurance Plans
Members can obtain interim, catastrophic major medical coverage for six or twelve months with their choice of deductible and co-insurance. The benefits of these plans will not satisfy the Individual Mandate as defined by PPACA.
Our accident plans are designed to help manage health care expenses when the unexpected occurs. With benefits toward hospital admission and confinement, emergency room, surgery and physical therapy, accidental death or dismemberment, as well as others, accident insurance can help provide for the extra expenses incurred from an accident at home, work or even at play.
Accident Excess Medical Expense
This supplemental plan offers cash benefits toward excess medical expenses that are associated with an accident. Including a deductible, this plan can help boost benefits in excess of any other valid coverage.
Accidental Death and Dismemberment (AD&D)
An AD&D plan can help pay benefits for injuries sustained due to an accident and causes the loss of life, sight or limbs.
Insured Prescription Plans
Our fully insured prescription plans provide benefits towards both generic and selected brand name medications. The plans include a monthly maximum per individual or family and follow an approved drug formulary, consisting of preferred brand and generic drugs.
Term Life Insurance
Homeland HealthCare offers guarantee issued term life insurance to help provide consumers with peace of mind, as they plan for their future.
We offer multiple insured dental plans to help address the oral health care needs of consumers. With benefits toward typical dental procedures and check ups, consumers have the opportunity to choose the plan that fits their needs and budget.
Our insured vision plan provides benefits toward examinations, lenses, frames, contact lenses and LASIK. These benefits are accessible through a large network of providers, including major retailers and independent eye care providers.
Group Benefit Plans
Homeland HealthCare, Inc. helps employers offer affordable group benefits for their employees and contractors. We also provide a convenient administrative portal so employers can easily manage their employees' benefits – from enrollment to billing.
With several types and levels of coverage for groups to choose from, there is a plan that fits every need and budget. Choose from Hospital Indemnity, Accident, Disability, Critical Illness, Term Life, Whole Life, Dental and Vision plans to meet your employee's health care needs.
All of the plans that Homeland HealthCare, Inc. administers also include numerous value-added non-insured benefits. These range from lab and imaging programs, telemedicine, patient advocacy services, business discounts, roadside assistance and more to help businesses and consumers in their everyday lives. These premier benefits are of proven value to consumers and employees, strengthening the value of what you provide to them.