Strength. Service. Security.

Homeland HealthCare is a market leader in providing innovative, flexible products that offer broad coverage for your day-to-day health care expenses at an affordable cost. Our limited coverage plans cost less than major medical plans, which reduces costs without sacrificing coverage.

We’re dedicated to providing the highest level of customer service. As a third-party administrator, we team up with A-rated (“excellent”) national underwriters, creating an even higher level of security and trust for customers. Plus, we include advanced features and options that provide greater insurance protection and value that you’ll appreciate.

Our plans are designed for individuals and families who can’t afford or aren’t offered major medical coverage through their work or can’t get major medical insurance because of pre-existing conditions. Our plans can also be used to supplement other, high-deductible plans. Most of our plans have no waiting period for pre-existing conditions, no deductibles and no copays. Plans are flexible, with different coverage options that meet every need and budget.

Unlike major medical insurance plans, limited health insurance plans provide a defined amount of coverage. Typically the plans pay a lump sum or a percentage amount. The payments can be made to you or directly to your health care provider, if you choose.

Our quality products, customer support and timely claims processing make us one of the highest-rated and most trusted insurance providers in the industry today.

All plans include Homeland HealthCare's value-added benefits:

• Prescription Drug Benefit

  You’ll pay a $10 or 50% copay on most of the commonly prescribed generic drugs. Or you can buy name-brand drugs and generics at discounted rates. Our national pharmacy network has more than 54,000 providers, including all major chains and most independent pharmacies.

• Consult A Doctor

  Secure, 24/7 Internet and telephone health care access. It includes free consultations with board-certified physicians ranging from simple answers and basic health-related questions to more in-depth questions resulting in diagnosis and treatment recommendations. It even includes prescriptions when necessary. You’ll also have access to a personal health manager.

• Careington DirectLabs

  As a member of DirectLabs, you have direct access to the major clinical labs in the country for testing to detect serious medical conditions such as heart disease, prostate cancer, diabetes, thyroid disease and more.

• Vision Care

  You can access thousands of providers nationwide, including optometrists, ophthalmologists, opticians and leading optical retailers. Order replacement contact lenses online at competitive prices and have them mailed directly to your home. You’ll also receive a discount on laser vision correction procedures.