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Introduction

Managed Limited Benefit Plan

Why Select A Limited Benefit Health Insurance Plan?

Value to Employers:

  • Offers an innovative way to improve employee benefits packages and extend coverage to all employers in a competitive hiring market
  • Helps employers contain benefit costs by encouraging greater employee involvement in managing their employee benefits
  • Offers advanced technology to reduce costs and simplify administration at every level, from issuance to fulfillment and claims processing
  • Delivers underwriting flexibility and responsive service unlikely to be found anywhere else

Value to Insured:

  • Delivers benefits to help cover out-of-pocket health care costs for insureds who either have no insurance coverage or who need to bridge coverage gaps
  • Pays first-dollar, cash benefits directly to the insured to spend as they wish
  • Provides the ease and savings of buying affordable coverage with pretax payroll deductions
  • Includes a discounted network of doctors and hospitals to help benefit dollars go further
  • Offers coverage for spouses and dependent children

Key Program Attributes

  • An innovative, cost-effective response to the demands of today
  • A wide array of the most wanted benefit coverages in one package
  • Easy customization—from maximum coverage to maximum affordability
  • First-dollar benefits paid directly to the insureds to use as they choose
  • Cutting-edge technology, administration and service to make it all work
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