The concept behind Limited Medical plans is simple – "S t r e t c h" and utilize the fixed indemnity dollars with aggressive PPO and claims management. The foundation and the value of any PPO network can have a significant impact in the payment and reduction of medical claims through pre-negotiated fees and hospital per diem contracts.

With that in mind, we have selected the most comprehensive and aggressive PPO network providers nationally. Policyholders can enjoy proven and experienced national networks.

We eliminate the confusion and the paper claim process. Whether the claim involves an in-network or out-of-network provider, all claims are sent to the PPO for processing and then forwarded to the carrier electronically for payment.